As an agent to the government, RDD implements various concessionary Loan Schemes targeting Micro, Small and Medium Scale Enterprise (MSMEs). The objectives of implementing thesre schemes are as follows;
- Expanding access to finance through credit supplementation to generate employment opportunities
- Reduce income disparity of underserved and vulnerable segments of the country
Funding for these schemes are provided by Central Bank of Sri Lanka , Government of Sri Lanka and Donor agencies.
The credit schemes implemented by the RDD are mainly two-fold.